No, never. My services are always free to clients. I’m compensated directly by the insurance companies, who are funded through Medicare or other appropriate channels—so you can receive expert guidance without any out-of-pocket cost to you.

I help current and soon-to-be Medicare beneficiaries navigate the often confusing landscape of Medicare. This includes selecting the right Advantage Plan, Prescription Drug Plan, or Medicare Supplement (Medigap) policy—based on your unique medical and personal needs.

Yes. If you're under 65 or otherwise not enrolled in Medicare, I can help you find the right health insurance coverage through Healthcare.gov, supplemental "gap" policies, or health sharing programs. My goal is to ensure you're protected regardless of your stage of life.

My work is rooted in lifelong spiritual values and a personal commitment to integrity. I don’t just help you choose a policy — I work with your best interest at heart, providing honest, personalized guidance without pressure or hidden motives.